Money Damages: Understanding What Personal Injury Compensation Means

Posted on: 23 November 2017

When the worst happens, and you get injured in a wreck, your first priority will be taking care of your injuries and getting your life back to normal again. Soon, you will be well enough to take action on your claim and to get the financial compensation that you need and deserve. You may be confused about what is really meant by the term compensation, or money damages, so read on to learn more about what you can expect to be paid as a result of your accident, your injuries and all the other ways your life has been altered.

Medical Costs

Having access to medical treatment is no small benefit since even very minor medical needs can be very expensive. You are entitled to any and all medical treatments ordered by a medical professional, and that includes:

  • Treatment at the scene
  • Transportation to a hospital
  • Emergency room costs
  • Hospitalization
  • Diagnostic testing
  • Surgery
  • Rehabilitative services, such as time in a facility or home health services
  • Aids such as walkers, crutches, braces, raised toilets and more
  • Physical therapy
  • Medications

Be sure to keep good records of all of your medical treatment, even if you do not have to pay for it out of your own pocket. The dollar amount of your medical treatment is an important factor in your eventual settlement offer since it is used to determine the severity of your injury and thus the amount you are entitled to for your pain and suffering. As a side note, if you need to seek mental health treatment for the way the wreck has negatively affected your everyday life, include this expense in with your medical treatment costs. You are entitled to therapy as a result of the accident.

Car Repair/Replacement

Almost everyone depends on their vehicles to get them around; mass transit is often unavailable or inadequate. You will need to get your transportation situation resolved quickly since you and your family need a working vehicle. In some cases, you may be eligible for a rental while your car is being repaired or until you can get a new one. While you are considering the loss of your transportation, take note of any personal property missing or ruined due to the wreck. For example, child care seats that have been involved in a wreck will need to be replaced, regardless of apparent damage or lack of damage.

Lost Wages

You will likely miss at least some work as a result of your wreck, and you are entitled to be reimbursed for that amount. In many cases, you could be out of work for an extended period of time. Keep up with all time used and present pay-stubs or other proof of salary.

Contact an automobile accident injury attorney for more information and assistance.